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Secure Your Health with Reliance Health Insurance – Find the Right Plan Today on Quickinsure

Overview of Reliance Health Insurance

Reliance Health Insurance Plans provides you all-round protection in today’s world full of health-related uncertainties. Health Insurance plans from Reliance General Insurance protects you and your family by providing financial support if a health crisis comes knocking at your doorstep.

Reliance General Insurance offers Individual, Family Floater, Critical Illness, Personal Accident Insurance Plans. You can also buy Reliance Health Insurance Plan in 4 easy installments. Reliance has a countrywide presence with 139 offices and with more than 4,000+ intermediaries across India.

Buy Health Insurance Plans as Per Your Need

1] Health Gain Policy

  • Individual plan: In case of an illness, the total sum insured covers only one individual.
  • Covers pre and post-hospitalisation expenses (up to 60 days).
  • OPD charges, consultations and tests.

2] HealthGain Policy (Health Insurance on EMI)

  • Get the protection of “Reliance HealthGain Policy” in four easy instalments​.
  • Sum insured options- 3, 6 and 9 lakh rupees.
  • Covers pre and post-hospitalisation expenses (up to 60 days).

3] Personal Accident Insurance

  • Get 100 % of the sum insured in case of accidental death of the insured, permanent total disablement, loss of two limbs/two eyes or one limb and one eye.
  • 50 % payment of the sum insured-loss of one limb or one eye.
  • A specific percentage of the sum insured is paid in case of permanent partial disability.

4] HealthWise Insurance Policy

  • Available with three options: Gold, Silver and Standard plans.
  • Covers pre-hospitalisation medical expenses (30 to 60 days) and post-hospitalisation expenses (60 to 90 days) [ depending on your plan].
  • Includes doctor fees, nursing expenses, OT charges and medicines.

Features of Reliance Health Insurance

The features of Reliance Health Insurance are mentioned below:

No. of members – The health insurance plan covers maximum 4 members of your family that may include up to 2 children and 2 adults.

No Sub-Limits on Room Rent – As sub-limits on room rent practically eat into your sum insured, Reliance Health Insurance scores brownie points for their plans without any sub-limits on the room rent.

Pre & Post hospitalization cover – The plan covers medical expenses for 30 days prior to hospitalization and 60 days post hospitalization only for related medical expenses.

Health Check-ups – On successful completion of 4 claim-free years, the health check-up expenses are reimbursed.

Pre-existing diseases – Pre-existing diseases are covered after 4 years of waiting period.

Benefits of Reliance Health Insurance

The benefits of buying Reliance Health Insurance are mentioned below:

Discounts: Reliance Health Insurance provides a discount of 5% for a girl child or for single women. Offers a premium discount of 5% for Reliance Private Car Package Policy customers

Coverage: Offers coverage to immediate and extended family members under an individual mediclaim insurance policy

Cashless facility: Offers cashless facility with a network that ranges more than 4000 hospitals

Flexibility: Offers flexibility to make the premium payments via UPI, Paytm, Netbanking, Debit/Credit card etc. as per your convenience

Re-instatement: Offers re-instatement of sum insured if get exhausted from your basic sum insured of your health insurance

Mediclaim settlement: Offers quick and hassle-free claim settlement services

Tax benefits: Section 80C and 10(10D) under the Income Tax Act, provides tax benefits for premiums paid regularly.

Incurred Claim Settlement Ratio: The incurred claim settlement ratio of Reliance Health Insurance for F.Y. 2018 – 19 is 94%.

Reliance Health Insurance Review

Reliance General Insurance is one of the leading healthcare insurance companies in India. It provides individual health insurance, and family floater plans to safeguard you against the risk of a sudden hospitalisation and related expenses.

You can also opt for personal accident insurance that takes care of your family in case of your accidental death or disablement.

Reliance is often the first name that comes to mind when we think of pan India setup, reasonable prices and viable premiums.